Experience and Practical Advice When You Are Buying Your First Home
At the Law Offices of Ardito & Ardito, LLP, each of our partners has more than a decade of experience representing people throughout New York City and Long Island in residential real estate transactions. We look at the entire situation and help you make informed choices that are in your best interests. Contact us to set up a free initial consultation.
When purchasing a home, many people rely on real estate agents or brokers, mortgage bankers or other professionals involved in the transaction to look out for their interests. Unfortunately, all of these individuals have a vested interest in the outcome of the transaction. We will work solely in your best interests. Our goal is to make certain that your questions are always answered and that you are guided in the right direction.
We work closely with first-time home buyers, helping you:
- Get the best mortgage available to you. We will help you identify any special programs available, such as FHA or VA financing. We will review any proposed mortgage financing to ensure that the terms are favorable.
- Make certain you have enough to cover closing costs. We will help you understand early in the process what your potential closing costs may be, so that there are no surprises and that you can plan accordingly.
- Obtain terms that are favorable to you. We will review all agreements that are a part of your transaction, including your buy-sell agreement, to ensure that your interests are protected.
- Make certain that you are fully informed before you buy. We will handle the review of all matters related to your property before you purchase, including title issues, environmental and other concerns, so that you know exactly what you are purchasing.
- Take advantage of tax or other incentives. We will help you identify and take advantage of any local, state or federal tax or other incentives related to your purchase.
Because of our experience, we have seen many first-time home buyers make common mistakes. Frequently, they won't get a good faith estimate of closing costs soon enough and don't have enough money to close the sale.
In some situations, even though their credit is good, they end up unwittingly using an aggressive lender who charges excessive points, a high origination fee and an excessive rate. In other cases, they don't have some important pre-sale work done, such as termite inspections, because their agent has told them that the seller may not agree to a lower price if problems are found.
Don't make these common mistakes. Let us guide you through the process of purchasing your first home. Contact our law offices in Brooklyn or Franklin Square to schedule a free initial consultation with a lawyer.
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659 Franklin Avenue | 211 Fifth Avenue, Suite 200 | |
The New York City and Long Island real estate attorneys of the Law Offices of Ardito & Ardito, LLP represent clients in communities such as Franklin Square, Brooklyn, Manhattan, the Bronx, Queens, Staten Island, Floral Park, Hempstead, Harlem, Washington Heights, Bed Stuy, Garden City, Park Slope, Fort Greene, Bay Ridge, Flatbush, Elmont, Valley Stream and Great Neck.Nassau County | Suffolk County | New York County | Kings County | Queens County | Bronx County | Westchester County | Richmond County | ||